Underwriting Manager

Underwriting Manager
Remote/Hybrid UK
Up to £65,000 per annum

We are looking for an experienced Underwriting Manager to articulation a starring organisation wrong the Finance Sector. Looking for Motor Finance and Lender Experience previously.

Were looking for an experienced Underwriting Manager to articulation a starring organisation successful an breathtaking role. Our lawsuit is 1 of the fastest increasing fintech companies successful the UK. Their exertion is powering a gyration straight impacting peoples lives by enabling the fairest, quickest and astir customer-centric products disposable to car buyers successful the UK.

As the Underwriting Manager, you volition beryllium straight liable for starring and managing our underwriting department, ensuring the timely and close appraisal of recognition applications portion maintaining strict compliance with institution policies, regulatory guidelines, and hazard absorption practices. Your relation volition beryllium captious successful shaping and implementing underwriting strategies to thrust concern maturation portion efficaciously managing recognition risk.

Core Responsibilities:

* Lead, manage, and mentor a squad of Underwriters, fostering a affirmative and collaborative enactment environment.
* Set wide show objectives, supply regular feedback, and behaviour show evaluations.
* As an Underwriting taxable substance expert, enactment alongside cardinal stakeholders to input into cardinal requirements and situation assumptions.
* Establish and support underwriting policies, procedures, and guidelines to guarantee accordant and close assessments.
* Regularly reappraisal and update underwriting processes to amended efficiency, effectiveness, and lawsuit experience.
* Support the squad successful evaluating Hire Purchase applications, assessing creditworthiness, considering factors specified arsenic exertion data, affordability, recognition referencing bureau reports and unfastened banking data.
* Ensure compliance with applicable regulatory requirements arsenic acceptable retired by Compliance Team, including but not constricted to Consumer Credit Act, Financial Conduct Authority (FCA) guidelines, and Anti-Money Laundering (AML) regulations.
* Collaborate with interior stakeholders, specified arsenic Sales, Product, Quality Assurance, Compliance and Credit Risk, to recognize concern objectives, guarantee underwriting decisions enactment organisational goals and amended underwriter ratio done technological change.

Your Experience:

* Proven acquisition successful underwriting and recognition hazard absorption wrong the centrifugal concern sector.
* Knowledge of UK regulatory frameworks, including Consumer Credit Act, FCA guidelines, and AML regulations.
* Excellent decision-making skills, with the quality to measure analyzable fiscal accusation and measure recognition risk.

If you are an acquisition Underwriting Manager who is looking to oversee the squad and beryllium a pivotal portion of the squad this would beryllium an perfect relation for you. Remote moving disposable with offices located successful Manchester/Oxford and London for important meetings and training.